This Financial Services Guide (FSG) explains the financial services provided by RI Advice Group and
your adviser (who is authorised through RI Advice Group). It is designed to help you make a fully
informed decision about whether you want to use our services.
Please take the time to read this guide carefully. Sound financial advice is based on open
communication. Understanding our services and our fees is the cornerstone of this communication.
It’s also important that you know who authorises your adviser, the nature of their associations and
relationships and what to do if you have a complaint.
If you have further questions, or if there is anything that isn’t clear, please talk to your adviser or
This guide must be accompanied by an Adviser Profile which outlines your adviser’s skills,
qualifications and the services they are authorised to provide.That’s where we can help. Since 1979 advisers with
RI Advice Group (formerly RetireInvest) have helped
thousands of Australians to create, grow and protect
Your adviser provides professional advice to help
you achieve what you want out of life. RI Advice
practices are locally owned, employing highly
qualified financial advisers. Each adviser has a legal
obligation and an ethical duty to act with integrity
and in the best interests of their clients. Your adviser
is a self-employed practice owner or employed by
the practice. The Adviser Profile provided with this
guide has specific information about your adviser.
Your adviser, or the practice they work for, has
chosen to partner with RI Advice Group, who
provides your adviser with research, training,
compliance, technical and operational support. RI
Advice Group is responsible for any financial service
your adviser provides on its behalf.
RI Advice is a wholly owned subsidiary of Insignia
Financial Ltd (Insignia Financial Group) which is
listed on the Australian Securities Exchange (ASX:
IFL). Our relationship with Insignia Financial allows
us the opportunity to engage with the Group’s
shared services and support teams to provide great
outcomes for our clients.